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Regular Checking Account                                                                   

Service Charge Schedule  
     Minimum Daily Balance Monthly Service Fee
     $100 and above No charge
     Below $100.00 $4.00


Minimum Balance Requirements
You must deposit $100.00 to open this account.

Periodic Statement
Your account statement will be generated monthly.

Now Account                                                                                          


Minimum Balance Requirements
You must deposit $500 to open this account. If the balance falls below $500 at any time during the month, there is a service charge.

Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Interest Compounded and Crediting
Interest for your account will be compounded monthly. Interest will be credited to your account monthly.

Interest Accrual on Deposits other than Cash
Interest begins to accrue on the business day we receive credit for the deposit of noncash items, for example, checks.

* Call bank for rates

Money Market Deposit Account                                                          


Minimum Balance Requirements
You must deposit $2,500 to open this account. If the balance falls below $1,000 at any time during the month, there is a service charge.

Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Interest begins to accrue on the business day you deposit non-cash items, for example checks.

Interest Compounded and Crediting
Interest for your account will be compounded monthly. Interest will be credited to your account monthly.

Transaction Limitations
Funds can be transferred from this account by check, telephone transfer, pre-authorized transfer or in-person withdrawal. You may make six transfers from your account each month, but only three may be payments by check to third parties.

*Call bank for rates

 

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