Minimum Balance Requirements
You must deposit $100.00 to open this account.

Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit noncash items, for example, checks.

Interest Compounded and Crediting
Interest for your account will be compounded and credited quarterly.

Transaction Limitations
Funds can be transferred from this account by telephone transfer, pre-authorized transfer or in-person withdrawal. You may make six pre-authorized or telephone transfers from your account for each month.
Service Charge of $1.00 per month on balances below $100. Withdrawal charge of $1.00 for each withdrawal over 5 per month when the account balance falls below $500.
A $10.00 fee will be charged for closing an account within 30 days.

*Call bank for rates

• Choose a weekly deposit plan in multiples of $5.00.
• Interest is compounded and credited upon maturity. (If account is closed before interest is credited, you will not receive accrued interest.)
• This club begins in October and ends the next October.

*Call bank for rates